By Trudy Mercy Brown — TMB Living: Real Estate & Interiors
Interview with Matt, Charleston Home Inspection
Why home inspections matter
Between contract and closing, the inspection is your reality check. It helps buyers understand a home’s condition and gives sellers clarity on what may come up—so everyone can move forward with confidence.
“The standard home inspection covers the exterior, interior, roof, plumbing, heating/cooling, electrical, and any built-in major equipment.” — Matt, Charleston Home Inspection
What’s included in a standard home inspection
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Structure & systems: exterior, interior, roof, HVAC, electrical, plumbing
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Built-ins: water heater, built-in kitchen appliances
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Site conditions: exterior grading/landscaping directly around the home
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Access spaces: attic and, when present, crawl space (inspectors typically visit the crawl last after running water and fixtures)
Usually not included (may require specialists): chimneys, elevators, pools/spas, or anything needing specialized equipment.
The “Big Four” insurers care about
Matt calls out the common “four-point” focus many insurers watch:
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Roof
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HVAC (heating & cooling)
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Water heater
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Electrical
Charleston’s hot, humid summers and chilly winter snaps can stress mechanicals—so inspectors look extra closely at HVAC and moisture-related issues.
Charleston-specific watch-outs (crawl spaces & moisture)
Our Lowcountry climate means moisture management matters—especially in homes with crawl spaces.
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Expect inspectors to check moisture levels and ventilation.
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Encapsulation (sealed crawl spaces) is increasingly common—your inspector will note condition and effectiveness.
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Even with new construction trending to slabs, many existing homes here still have crawl spaces—so this is a key area of focus.
How long does an inspection take?
“We ballpark about 1 hour per 1,000 sq. ft. Age, condition, and number of defects can change that.” — Matt
Should buyers attend?
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You don’t need to prep anything, but do plan to meet your inspector at the end.
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A quick, on-site verbal walk-through helps you understand photos and notes before the full report lands in your inbox.
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Good firms (like Matt’s) deliver same-evening reports—helpful when timelines are tight.
“My reports are photo-rich with clear descriptions, and we deliver them that evening.” — Matt
Quick checklist for buyers
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☐ Schedule inspection ASAP after going under contract
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☐ Ask about four-point concerns (roof/HVAC/water heater/electrical)
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☐ Confirm attic/crawl access is clear
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☐ Bring questions; attend the walk-through
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☐ Review the report the same day; discuss repair requests with your agent
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☐ Get specialist quotes (roof/HVAC/plumbing/electrical) when needed
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☐ Loop in your insurance pro if four-point issues appear
Tips for sellers (to reduce surprises)
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Service HVAC and water heater before listing
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Clean gutters; check visible roof wear
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Ensure attic/crawl access is clear
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Fix small items (leaking faucets, loose GFCI, missing cover plates)
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If you have a crawl space, consider a moisture check or dehumidification plan
Final thoughts
Inspections aren’t about “perfect homes”—they’re about informed decisions. With a solid report, clear photos, and an agent who can prioritize the findings, you can move toward closing with confidence.